Choosing a charity in honor of Earth Day

Whether you’re donating money, material goods or time, you want maximum impact. Here are some things to consider:

• Can you keep it local? National charities often have greater visibility, but there are probably several worthy organizations close to your home. Keeping it local makes it easier for kids to see (and maybe even touch) those they’ve helped.

• Is the charity financially responsible? Non-profit organizations vary. Some use resources very efficiently, spending little on overhead and advertising. Others spend less than half their money on actual programs.

To find local and national charities related to issues that interest you and identify smart spenders, visit www.charitynavigator.org. Its four-star rating system will help you get the biggest bang for your buck.